FiluYour bank SMS, turned into a budget.
Filu reads the messages your bank and wallet already send you and turns each one into a transaction. Your month, your cards, what renews and what's due, with nothing to type.
Works with your bank's SMS on iPhone. Android is coming soon.
Reads messages from Egypt's banks, wallets and InstaPay
Set it up once. Then forget it.
No bank login, no spreadsheet, no typing receipts. Filu works from the SMS you already get.
Connect your bank's SMS
One shortcut on iPhone, about a minute. Filu reads only bank and wallet messages.
Every message becomes a row
Amount, shop, card and date, sorted under the right bank on its own.
See your month
Spending by day, by card and by bank, plus what's coming up.
Your whole month on one screen.
What you spent, what came in, and the day it all happened. Filu updates the moment a message lands.
- Spending by day, with today highlighted
- Money in against money out, and what's left
- Coming up: installments, renewals and goals due soon
Every card and wallet, in one place.
Filu sorts each message under its bank: debit and credit cards, Vodafone Cash, InstaPay and the rest.
- Cards grouped by bank, in their bank's colours
- Each card's month, day by day
- Set a credit card's statement day
See what renews, before it charges.
Netflix, Shahid, Anghami, your gym. Pick a service and Filu reminds you before each renewal.
- Your monthly total, across every subscription
- The next renewal, always in view
- Popular services ready to add in one tap
Save for what matters.
A trip, a car, an emergency fund. Filu works out what to set aside each month to get there on time.
- Ideas to start from, or your own goal
- What you need each month, worked out for you
- Mark a monthly goal done in one tap
Never miss an installment.
valU, Contact, Souhoola, a phone plan. Every payment on one calendar, with what's still owed.
- Your next payment and how many days are left
- Total ÷ months = what you pay each month
- Paid, due and late at a glance
Your month, on your Home Screen.
Spending, limits and what's due this month, without opening the app.
- Today, this week or this month
- A ring that fills as you near your limit
- Due this month, with Done right on the widget
Your messages stay yours.
Filu was built for people who don't want to hand their bank login to anyone.
Bank messages only
Filu reads the messages from banks and wallets. Your personal messages are never sent.
No sign-up needed
Start with no email or phone number. Back up with Sign in with Apple if you want to.
Delete it any time
Delete your account and your data from the app's Settings, in two taps.
Go further when you need it.
Filu Premium
One monthly subscription that unlocks everything, on the App Store.
- Subscriptions, goals and installments
- Spending limits and Home Screen widgets
- Cancel any time from your Apple account
Filu Advance
Your Filu on a big screen. Open filu.life on a computer and scan the code with the app.
- A month-by-month cash-flow calendar
- Keep business spending apart from personal
- Export to Excel
Short answers.
Which banks does Filu work with?
Egypt's banks and wallets: NBE, Banque Misr, CIB, QNB, AAIB, HSBC, Vodafone Cash, InstaPay and many more. See the full list on the Banks page.
Does Filu need my bank password?
No. Filu never connects to your bank. It reads the SMS your bank already sends you.
Is it in Arabic?
Yes. Filu is fully in English and Arabic, and reads Arabic and English bank messages.
What if a message isn't recognised?
It goes to Needs review, where you can check the amount and save it. Recognition improves for everyone as new formats are added.
Is Filu free?
Filu is free to download. Filu Premium is a monthly subscription that unlocks the extra features.
Stop logging. Start understanding.
Download Filu and let your bank's SMS do the work.